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    <loc>https://www.luxsolarisrealty.com/blog/appraisal</loc>
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    <lastmod>2024-10-31</lastmod>
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      <image:title>Blog - Local Spotlight: Listing Agent Challenged Low Military VA Appraisal &amp;amp; Won | DuPont WA - Make it stand out</image:title>
      <image:caption>Whatever it is, the way you tell your story online can make all the difference.</image:caption>
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      <image:title>Blog - Local Spotlight: Listing Agent Challenged Low Military VA Appraisal &amp;amp; Won | DuPont WA - Make it stand out</image:title>
      <image:caption>Whatever it is, the way you tell your story online can make all the difference.</image:caption>
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      <image:title>Blog - Local Spotlight: Listing Agent Challenged Low Military VA Appraisal &amp;amp; Won | DuPont WA - Make it stand out</image:title>
      <image:caption>Whatever it is, the way you tell your story online can make all the difference.</image:caption>
    </image:image>
    <image:image>
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      <image:title>Blog - Local Spotlight: Listing Agent Challenged Low Military VA Appraisal &amp;amp; Won | DuPont WA - Make it stand out</image:title>
      <image:caption>Whatever it is, the way you tell your story online can make all the difference.</image:caption>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/6214511c4edcd23a3f131633/1723235626906-2JZGXRPE7P9TA26IHAN5/unsplash-image-g0n0FLM3UTg.jpg</image:loc>
      <image:title>Blog - Local Spotlight: Listing Agent Challenged Low Military VA Appraisal &amp;amp; Won | DuPont WA - Make it stand out</image:title>
      <image:caption>Whatever it is, the way you tell your story online can make all the difference.</image:caption>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/6214511c4edcd23a3f131633/1723235178317-2OFDSFEX5DLJ1BB72LTU/unsplash-image-Mcn67dqgkfE.jpg</image:loc>
      <image:title>Blog - Local Spotlight: Listing Agent Challenged Low Military VA Appraisal &amp;amp; Won | DuPont WA - Warning Signs Near the last third of the 30 day process I get an email saying with have a Tidewater situation. For those who haven’t heard of this, it’s the appraiser letting you know that you are NOT going to get the price that was agreed to by the buyer and seller. When you represent a seller, this is not good news. We knew that the market has been a bit slow for DuPont in 2024, but the value was WAY too low.</image:title>
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  <url>
    <loc>https://www.luxsolarisrealty.com/blog/downsize</loc>
    <changefreq>monthly</changefreq>
    <priority>0.5</priority>
    <lastmod>2024-08-09</lastmod>
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      <image:title>Blog - Big House, Big Taxes? How to Sell Smart and Save Money When Downsizing - Make it stand out</image:title>
      <image:caption>Whatever it is, the way you tell your story online can make all the difference.</image:caption>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/6214511c4edcd23a3f131633/1711147588270-VTFYGQ0KWZMXDTJ6C7ZS/image-asset.jpeg</image:loc>
      <image:title>Blog - Big House, Big Taxes? How to Sell Smart and Save Money When Downsizing - Make it stand out</image:title>
      <image:caption>Whatever it is, the way you tell your story online can make all the difference.</image:caption>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/6214511c4edcd23a3f131633/c06afe44-7e71-48b9-93d7-6f9213379538/6AA13152-E3BF-4994-9B60-78C34DA60CDB_L0_001-9_5_2023%2C+4_10_43+PM+%281%29.jpg</image:loc>
      <image:title>Blog - Big House, Big Taxes? How to Sell Smart and Save Money When Downsizing - Make it stand out</image:title>
      <image:caption>Whatever it is, the way you tell your story online can make all the difference.</image:caption>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/6214511c4edcd23a3f131633/1711141350960-ATC8186I77X3VHDNY669/autumn+allen+realtor+lakewood+wa+downsize</image:loc>
      <image:title>Blog - Big House, Big Taxes? How to Sell Smart and Save Money When Downsizing - Reflection Thinking about a new chapter? Leaving a place where you have made a home for you and your family is a big deal, and deserves some time of gratitude and acknowledgement. Lifestyle Change If you are looking to live closer to family, travel more, or free up time for hobbies downsizing can make these desires possible. Financial Benefits Lower utility bills, property taxes, reduced maintenance, and freeing up your equity are big financial perks when making a move to a home that is right-size.</image:title>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/6214511c4edcd23a3f131633/1711147785994-KVJ4WNV2DO9WT55903XB/autumn+allen+old+vintage+typewriter+realtor+wa</image:loc>
      <image:title>Blog - Big House, Big Taxes? How to Sell Smart and Save Money When Downsizing - Make it stand out</image:title>
      <image:caption>Whatever it is, the way you tell your story online can make all the difference.</image:caption>
    </image:image>
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  <url>
    <loc>https://www.luxsolarisrealty.com/blog/sellerfinancing</loc>
    <changefreq>monthly</changefreq>
    <priority>0.5</priority>
    <lastmod>2024-09-19</lastmod>
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      <image:title>Blog - The Art of Seller Financing - What can it be used for? I would date to say..what can it not be used for? Look at all it’s applications: the selling of single family homes, duplexes, multi-family apartment buildings, commercial warehouses, businesses, self storage, land, and even boats, cars, pianos, phones, etc. It’s limitless. To me, it’s the re-distribution of wealth we have been needing. Seller or owner financing has been around a long time. Seller’s were able to be the bank, and buyers can save so much more than using a traditional bank loan. It wasn’t until the banks were formed in 1791 and decided they wanted to control the transaction and be the one to make money from all the interest that the wealth divide started.</image:title>
      <image:caption>So how does this actually work? Let’s take a look!</image:caption>
    </image:image>
    <image:image>
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      <image:title>Blog - The Art of Seller Financing - Make it stand out</image:title>
      <image:caption>Whatever it is, the way you tell your story online can make all the difference.</image:caption>
    </image:image>
    <image:image>
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      <image:title>Blog - The Art of Seller Financing - Make it stand out</image:title>
      <image:caption>Whatever it is, the way you tell your story online can make all the difference.</image:caption>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/6214511c4edcd23a3f131633/1706577261647-20S0UZYUKMNNQW2N667A/image-asset.jpeg</image:loc>
      <image:title>Blog - The Art of Seller Financing - Make it stand out</image:title>
      <image:caption>Whatever it is, the way you tell your story online can make all the difference.</image:caption>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/6214511c4edcd23a3f131633/1706577338631-8AHCFDUQLM1702J9A4YA/image-asset.jpeg</image:loc>
      <image:title>Blog - The Art of Seller Financing - Make it stand out</image:title>
      <image:caption>Whatever it is, the way you tell your story online can make all the difference.</image:caption>
    </image:image>
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  <url>
    <loc>https://www.luxsolarisrealty.com/blog/loan-assumption</loc>
    <changefreq>monthly</changefreq>
    <priority>0.5</priority>
    <lastmod>2024-10-31</lastmod>
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      <image:title>Blog - What is a Loan Assumption? - Fill the Gap (Seller’s Equity)</image:title>
      <image:caption>We aren’t quite done yet. We still need to fill the gap. This is the difference between the current loan balance and the current market value of the home in order to complete this transaction. The seller still needs this as part of their proceeds that they worked hard for. For easy math, let’s assume the current loan balance is $500,000. The market price is $700,000. So there is a gap of $200,000 that needs to be paid to the seller at closing. What now?</image:caption>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/6214511c4edcd23a3f131633/45c6d1c9-dffb-49ea-8f35-b3d317fd6ff9/autumnallenlakewoodtacomarealtor.jpeg</image:loc>
      <image:title>Blog - What is a Loan Assumption? - Make it stand out</image:title>
      <image:caption>Amy &amp; Autumn (Loan Assumption Team)</image:caption>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/6214511c4edcd23a3f131633/32aa53fb-bdf9-4d15-88fb-605d67e4f6b2/autumnallenluxsolarisrealtyhome.jpeg</image:loc>
      <image:title>Blog - What is a Loan Assumption? - In human speak, a loan assumption is when a buyer would take over and “assume” the seller’s current home loan, instead of having get a whole new, usually more expensive loan for the same home.</image:title>
      <image:caption>So how does this actually work? Let’s take a look!</image:caption>
    </image:image>
    <image:image>
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      <image:title>Blog - What is a Loan Assumption? - Make it stand out</image:title>
      <image:caption>The high interest plus principal above, would pay for 2.5 homes at 30 years time.</image:caption>
    </image:image>
    <image:image>
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      <image:title>Blog - What is a Loan Assumption? - Make it stand out</image:title>
      <image:caption>Whatever it is, the way you tell your story online can make all the difference.</image:caption>
    </image:image>
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  <url>
    <loc>https://www.luxsolarisrealty.com/blog/black-friday-deals-for-the-home-2023</loc>
    <changefreq>monthly</changefreq>
    <priority>0.5</priority>
    <lastmod>2023-12-05</lastmod>
    <image:image>
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      <image:title>Blog - Black Friday &amp;amp; Cyber Monday Deals for the Home 2023 - Autumn here! Instead of spending your day searching across a zillion websites, I combined the best deals into one article for you! Happy Shopping from our family to yours!</image:title>
      <image:caption>&lt;—Our dining room used a great deal from Behr Paint with their color of the year, Cracked Pepper</image:caption>
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  </url>
  <url>
    <loc>https://www.luxsolarisrealty.com/blog/321-buy-down-home-loan</loc>
    <changefreq>monthly</changefreq>
    <priority>0.5</priority>
    <lastmod>2023-11-21</lastmod>
    <image:image>
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      <image:title>Blog - Why the 321 is Your New Best Friend - Make it stand out</image:title>
      <image:caption>Whatever it is, the way you tell your story online can make all the difference.</image:caption>
    </image:image>
    <image:image>
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      <image:title>Blog - Why the 321 is Your New Best Friend - Make it stand out</image:title>
      <image:caption>Whatever it is, the way you tell your story online can make all the difference.</image:caption>
    </image:image>
    <image:image>
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      <image:title>Blog - Why the 321 is Your New Best Friend - Make it stand out</image:title>
      <image:caption>Whatever it is, the way you tell your story online can make all the difference.</image:caption>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/6214511c4edcd23a3f131633/1672963026103-0C54D2JRJ74OTEW5AJPH/unsplash-image-bBKlac1IxwE.jpg</image:loc>
      <image:title>Blog - Why the 321 is Your New Best Friend - Make it stand out</image:title>
      <image:caption>Whatever it is, the way you tell your story online can make all the difference.</image:caption>
    </image:image>
  </url>
  <url>
    <loc>https://www.luxsolarisrealty.com/blog/buy-and-sell-at-the-same-time-military</loc>
    <changefreq>monthly</changefreq>
    <priority>0.5</priority>
    <lastmod>2023-11-21</lastmod>
    <image:image>
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      <image:title>Blog - Growing Veteran Family Finds Dream Home in Steilacoom WA - Make it stand out</image:title>
      <image:caption>Their old home in DuPont WA (under 2000 sq. ft.)</image:caption>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/6214511c4edcd23a3f131633/07a74d7b-e862-46a5-9671-242f145f605c/IMG_8427.jpg</image:loc>
      <image:title>Blog - Growing Veteran Family Finds Dream Home in Steilacoom WA - Make it stand out</image:title>
      <image:caption>Steilacoom WA Dream Home Success! Pictured: Me, Shelly &amp; Matt, Amanda (their friend and my girlfriend), and Kona! (4 beds, 3 baths, 2764 sq. ft.)</image:caption>
    </image:image>
    <image:image>
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      <image:title>Blog - Growing Veteran Family Finds Dream Home in Steilacoom WA - Make it stand out</image:title>
      <image:caption>Whatever it is, the way you tell your story online can make all the difference.</image:caption>
    </image:image>
    <image:image>
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      <image:title>Blog - Growing Veteran Family Finds Dream Home in Steilacoom WA - Make it stand out</image:title>
      <image:caption>Whatever it is, the way you tell your story online can make all the difference.</image:caption>
    </image:image>
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  <url>
    <loc>https://www.luxsolarisrealty.com/blog/2023-home-loan-limit-changes</loc>
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    <lastmod>2023-11-21</lastmod>
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      <image:title>Blog - 2023 Loan Updates That Completely Change the Game - Make it stand out</image:title>
      <image:caption>Whatever it is, the way you tell your story online can make all the difference.</image:caption>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/6214511c4edcd23a3f131633/1672511485459-ZPNKN472WX79XM3EOZSO/mid+century+couch+tacoma+wa</image:loc>
      <image:title>Blog - 2023 Loan Updates That Completely Change the Game - Make it stand out</image:title>
      <image:caption>Whatever it is, the way you tell your story online can make all the difference.</image:caption>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/6214511c4edcd23a3f131633/1663278679340-HR8FUZACYL64TGXUDZJD/autumn+allen+tacoma+wa+realtor</image:loc>
      <image:title>Blog - 2023 Loan Updates That Completely Change the Game - Make it stand out</image:title>
      <image:caption>Whatever it is, the way you tell your story online can make all the difference.</image:caption>
    </image:image>
  </url>
  <url>
    <loc>https://www.luxsolarisrealty.com/blog/things-to-do-christmas-2022</loc>
    <changefreq>monthly</changefreq>
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    <lastmod>2023-11-21</lastmod>
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      <image:title>Blog - Christmas Eve Events 2022 - Make it stand out</image:title>
      <image:caption>Whatever it is, the way you tell your story online can make all the difference.</image:caption>
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    <image:image>
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      <image:title>Blog - Christmas Eve Events 2022 - Make it stand out</image:title>
      <image:caption>Whatever it is, the way you tell your story online can make all the difference.</image:caption>
    </image:image>
    <image:image>
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      <image:title>Blog - Christmas Eve Events 2022 - Make it stand out</image:title>
      <image:caption>Whatever it is, the way you tell your story online can make all the difference.</image:caption>
    </image:image>
    <image:image>
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      <image:title>Blog - Christmas Eve Events 2022 - Make it stand out</image:title>
      <image:caption>Whatever it is, the way you tell your story online can make all the difference.</image:caption>
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      <image:title>Blog - Christmas Eve Events 2022 - Make it stand out</image:title>
      <image:caption>Whatever it is, the way you tell your story online can make all the difference.</image:caption>
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  <url>
    <loc>https://www.luxsolarisrealty.com/blog/tag/South+Puget+Sound+WA</loc>
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  <url>
    <loc>https://www.luxsolarisrealty.com/blog/tag/seller+finance</loc>
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  <url>
    <loc>https://www.luxsolarisrealty.com/blog/tag/va+appraisal</loc>
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  <url>
    <loc>https://www.luxsolarisrealty.com/blog/tag/Things+to+Do</loc>
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  <url>
    <loc>https://www.luxsolarisrealty.com/blog/tag/how+to+buy+a+home</loc>
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    <loc>https://www.luxsolarisrealty.com/blog/tag/pierce+county+homes+for+sale</loc>
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  <url>
    <loc>https://www.luxsolarisrealty.com/blog/tag/autumn+allen+agent</loc>
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      <image:caption>2501 Cincinnati | Steilacoom | List: $899,000 | Sold: $960,000 | Military | Family Looking to Upsize</image:caption>
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      <image:caption>2617 Arnold | DuPont | List: $525,000 | Sold: $605,000 | Military | Family Looking to Upsize</image:caption>
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      <image:caption>1609 SW 11th | Puyallup | List: $620,000 | Sold: $635,000 | Looking to Upsize</image:caption>
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      <image:loc>https://images.squarespace-cdn.com/content/v1/6214511c4edcd23a3f131633/1652384720691-MVZW8L2F73WUZG6VU835/Screen%2BShot%2B2022-05-12%2Bat%2B12.30.30%2BPM.jpg</image:loc>
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      <image:caption>5925 Beltway | Lacey | List: $495,000 | Sold: $515,000 | Military | Looking to Upsize</image:caption>
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      <image:loc>https://images.squarespace-cdn.com/content/v1/6214511c4edcd23a3f131633/1652385185017-N9JO6B0JWHADGCVT1PQK/Screen%2BShot%2B2022-05-12%2Bat%2B12.50.53%2BPM.jpg</image:loc>
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      <image:caption>25506 35th | Spanaway | List: $449,000 | Sold: $465,000</image:caption>
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      <image:loc>https://images.squarespace-cdn.com/content/v1/6214511c4edcd23a3f131633/1652385461295-D0YS0KQ47ZONIY8IJ9PS/Screen%2BShot%2B2022-05-12%2Bat%2B12.54.57%2BPM.jpg</image:loc>
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      <image:caption>7220 116th | Puyallup | List: $594,950 | Sold: $594,950 | Family Upsizing</image:caption>
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      <image:caption>2307 200th | Lakebay | List: $517,000 | Sold: $521,750 | Family Looking to Upsize</image:caption>
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      <image:title>Home</image:title>
      <image:caption>2403 258th | Graham | List: $389,950 | Sold: $389,950 | First Time Home Buyers</image:caption>
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      <image:loc>https://images.squarespace-cdn.com/content/v1/6214511c4edcd23a3f131633/5cba67c1-5e86-43a9-8c5b-b5d29160d6c4/Screen+Shot+2023-03-20+at+3.29.39+PM.png</image:loc>
      <image:title>Home</image:title>
      <image:caption>17416 91st | Puyallup | List: $517,000 | Sold: $542,000 | Family Looking to Upsize</image:caption>
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      <image:loc>https://images.squarespace-cdn.com/content/v1/6214511c4edcd23a3f131633/1646181436322-ECY6WUOU5SQKFMWORM33/Lux+quick+sale+pic+%281%29.png</image:loc>
      <image:title>Sell - Lux Silver Sale</image:title>
      <image:caption>Is the thought of getting your home market-ready overwhelming? Do you want to avoid the inconvenience of home tours all hours of the day? The Lux Silver package is quick and effective at securing a cash offer for you. This program offers relief from the stress of typical listing and selling. We offer a quick close, cash in hand within 10 days or less. Exclusive benefits of the Lux Silver program: No commissions, hassle-free, any condition, any price, on a closing date of your choosing Multiple purchasing options from verified buying partners on your terms Sell your home as is (no prep, no staging, no showings, any condition)</image:caption>
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      <image:loc>https://images.squarespace-cdn.com/content/v1/6214511c4edcd23a3f131633/1646179957620-YKDGCUX21E270QZWIF0B/Lux+website+sell+picture+2.png</image:loc>
      <image:title>Sell - Lux Gold Sale</image:title>
      <image:caption>It’s a seller’s market, it’s a great time to check your home value! The Lux Gold package is designed for when you are selling one place and renting the next. Our expert agents at Lux tend to all your needs and handle all the details every step of the way. You will enjoy our exclusive listing package: Complimentary photos, video, and drone footage Expert data &amp; expertise tailored to you Work with our in-house marketing and advertising department and gain exposure, targeting the right buyers across all channels All communication, contracts, and negotiations handled by the same agent throughout the transaction Can assist with securing a rental home or property for you</image:caption>
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      <image:loc>https://images.squarespace-cdn.com/content/v1/6214511c4edcd23a3f131633/1646191324325-8WH60VNZ1FR1PKBOKNZP/Untitled+design+%281%29.jpg</image:loc>
      <image:title>Sell - Lux Platinum Sale</image:title>
      <image:caption>This is an exciting time! Maybe you are ready to downsize, upsize, or move to the mountains. We know how crucial it is to secure your next home before selling your current home. With the Lux Platinum you will enjoy all the benefits of the Lux Gold plus a power team of experts (lenders, title, escrow, inspector, bank/tax experts) who are skilled in transitioning you from one home to the next plus FREE home staging. You will enjoy our exclusive listing package: Complimentary photos, video, and drone footage Expert data &amp; expertise tailored to you Work with our in-house marketing and advertising department and gain exposure, targeting the right buyers across all channels All communication, contracts, and negotiations handled by the same agent throughout the transaction Partnered with a 5 star local lender who is an expert at the simultaneous buy &amp; sell process Partnered with an amazing Title &amp; Escrow company that makes the simultaneous process a breeze LUX CONCIERGE - no out of pocket payments for any work done to the home in order to list on the market</image:caption>
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      <image:loc>https://images.squarespace-cdn.com/content/v1/6214511c4edcd23a3f131633/1652385461295-D0YS0KQ47ZONIY8IJ9PS/Screen%2BShot%2B2022-05-12%2Bat%2B12.54.57%2BPM.jpg</image:loc>
      <image:title>Buy - Make it stand out</image:title>
      <image:caption>Whatever it is, the way you tell your story online can make all the difference.</image:caption>
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      <image:loc>https://images.squarespace-cdn.com/content/v1/6214511c4edcd23a3f131633/1646183303701-TBHG79I1CCM346YY4BK8/Lux+Website+picture.png</image:loc>
      <image:title>Rent - Rent or own, the choice is yours.</image:title>
      <image:caption>Tired of wasting money on multiple applications fees and dealing with several credit hits? Lack of communication from landlords? Gain control with this rental program. Once you’re approved, the fun begins! This program allows you to tour homes with your agent. Once you find a home you love, we make an offer and the program will buy it for you to rent. Plus all services are free. Welcome to renting, elevated. Click below to see the currently available homes that you’ll get to see with your agent once you’re approved!</image:caption>
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      <image:title>Rent - Application Requirements</image:title>
      <image:caption>The program is very flexible with its options, and clear about pricing both for rent and purchase pricing up to 5 years. Currently, the application fee is just $75, and it’s not per person or per house. You can add as many people to the application as you wish, as long as they meet the requirements below. Requirements to Apply: All the people on the application must make at least a combined income of $45,000 before taxes. Each applicant must have at least a 620 credit score No evictions on record for the last 5 years The security deposit is always 2X the rent amount shown on each house listing. This isn’t due until 72 hours after the program goes pending on a home for you. Plus, it is credited to your down payment if you ever decide to buy the home!</image:caption>
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      <image:title>About - Welcome to Lux Solaris! In Latin, this means “be the light”. I believe that we each have our own powerful energy inside us, and when we connect to that inner power, we can truly make a difference in the world and attract incredible things into our life. For many, this may be a home. Our passion at Lux is to light the path one step at a time to your next home, and empower you along the way!</image:title>
      <image:caption>~Autumn Allen, Founder and Broker</image:caption>
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